The Mortgage Connection

Jan 9th, 2014 | By | Category: The Mortgage Connection

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Own a home with LITTLE or NO down payment money required!

Are you tired of renting and still dreaming of owning your own home? Is the issue of not having “enough” money for a down payment ever been a problem? Well, there are solutions for these problems and we can help! We have 3 easy ways of becoming a home owner and not having to put down a penny!

VA Eligible

If you or even your spouse has been a member of the military at one point in their life, there is a great possibility that you can get a VA home loan! A VA home loan requires $0 money down and to top it off the seller is allowed to pay closing fees, allowing most veterans to get into a home with NO out of pocket cost.

USDA Rural Home Loan Development

Perhaps the most compelling reason to apply for a USDA Rural Home Loan is that you are not required to put a down payment on the house. That’s right, it is one of the few 100% financing options left out there. There is no maximum price for USDA rural housing loans but certain restrictions apply.

Down Payment Assistance

If neither of the two options above work for you and you’re a first time home buyer, this home loan option just might be the perfect fit! We offer down payment assistance for borrowers who have little money saved up and need that extra help to get in a home. This is a very popular program throughout the state! Call now and see if you qualify!

If none of these options are for you we have one more idea! Being that tax season is just around the corner, now is a good time to look into using your tax refund money for a down payment on a home. FHA loans require ONLY 3.5% down payment! This may just be the right time for you to get into that home you’ve always dreamed of!

Please call me for more details about this program or feel free to email me at: morgan@peoplesmortgage.com. Phone 520-954-7686. Visit my website at www.MikeMorgan.biz or read about our company at www.peoplesmortgage.com

*First-time home buyers include those who have not owned a home in the past three years. Residence must be owner occupied and located anywhere in Pima County, including the City of Tucson. Down payment grant need not be repaid assuming grant terms are honored. This program is made possible by the Industrial Development Authorities of the City of Tucson and the County of Pima.

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